{"id":22747,"date":"2025-09-03T00:51:43","date_gmt":"2025-09-03T06:51:43","guid":{"rendered":"https:\/\/woodriverweekly.com\/?p=22747"},"modified":"2025-09-04T13:54:29","modified_gmt":"2025-09-04T19:54:29","slug":"money-101-2","status":"publish","type":"post","link":"https:\/\/woodriverweekly.com\/index.php\/2025\/09\/03\/money-101-2\/","title":{"rendered":"MONEY 101"},"content":{"rendered":"

BY SUZANNE HAZLETT, MBA, CIMA\u00ae, CFP\u00ae
\n<\/em><\/p>\n

\"\"
Suzanne Hazlett, MBA, CIMA\u00ae, CFP\u00ae, founder of HAZLETT WEALTH MANAGEMENT, is a Certified Investment Management Analyst\u00ae and CERTIFIED FINANCIAL PLANNERTM professional.<\/figcaption><\/figure>\n

Your life goals may encompass planning a comfortable retirement lifestyle, ensuring a child\u2019s education and future, or transferring wealth to people and causes you love. Wherever your financial dreams may lead you, keep in mind that it\u2019s a process, not just a destination. If you\u2019re unsure how or where to begin increasing your knowledge of personal finance, start by focusing on what you already know.<\/p>\n

To help outline your financial aspirations, start with some questions.<\/p>\n

    \n
  • Where is your financial life today?<\/li>\n
  • Where do you want it to be?<\/li>\n
  • How will you be most comfortable getting there?<\/li>\n
  • When do you want to get there?<\/li>\n
  • What stage of life are you in \u2014building wealth, preserving it, or passing it on to others?<\/li>\n<\/ul>\n

    PLAN<\/strong>
    \nThe answers to the questions above are unique to you. Once you have a clearer picture of where you want to be, outline your income sources, expenses, working assets, personal assets, and debts. These are the critical components to developing your course of action.<\/p>\n

    ADVICE<\/strong>
    \nWhen vetting advisors, you will encounter an array of professional designations. While financial certifications are not the only thing to consider when evaluating an advisor, they represent expertise in certain aspects of the financial industry. They can also indicate a commitment to professional ethics standards.<\/p>\n

    CERTIFIED FINANCIAL PLANNERTM (CFP\u00ae)<\/strong>
    \nThose with the CFP\u00ae designation include all areas of financial planning, including investments, taxes, insurance, retirement, and estate planning.
    \nCertified Investment Management Analyst\u00ae (CIMA\u00ae)
    \nCIMA\u00ae designation holders tend to have careers that involve extensive engagement with clients and the management of their portfolios.
    \nCertified Public Account and Personal Financial Specialist (CPA and PFS)
    \nThe PFS designation is only granted to Certified Public Accountants and is awarded by the American Institute of CPAs.
    \nChartered Financial Analyst\u00ae (CFA\u00ae)
    \nCFA\u00ae charterholders tend to be analysts who work in institutional money management and investment analysis, less so in financial planning.
    \nACT
    \nTake action and implement your plan. Over time, your goals will likely change, and your financial strategy should reflect those changes. Continue to monitor your progress. If you find yourself off-track, make mid-course corrections to your path when appropriate.<\/p>\n

    Suzanne Hazlett, MBA, CIMA\u00ae, CFP\u00ae, is a Certified Investment Management Analyst\u00ae and CERTIFIED FINANCIAL PLANNERTM professional. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Securities are offered through Raymond James Financial Services, Inc., member FINRA\/SIPC.. HAZLETT WEALTH MANAGEMENT, LLC is independent of Raymond James and is not a registered broker\/dealer. 675 Sun Valley Road, Suite J1 + J2, Ketchum, Idaho, 83340 208.726.0605 HazlettWealthManagement.com<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

    BY SUZANNE HAZLETT, MBA, CIMA\u00ae, CFP\u00ae Your life goals may encompass planning a comfortable retirement lifestyle, ensuring a child\u2019s education and future, or transferring wealth to people and causes you love. Wherever your financial dreams may lead you, keep in mind that it\u2019s a process, not just a destination. If you\u2019re unsure how or where […]<\/p>\n","protected":false},"author":1,"featured_media":15233,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","_pvb_checkbox_block_on_post":false,"footnotes":""},"categories":[2,1265,16],"tags":[],"class_list":{"0":"post-22747","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-commentary","8":"category-legal","9":"category-finance"},"_links":{"self":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts\/22747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/comments?post=22747"}],"version-history":[{"count":1,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts\/22747\/revisions"}],"predecessor-version":[{"id":22748,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts\/22747\/revisions\/22748"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/media\/15233"}],"wp:attachment":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/media?parent=22747"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/categories?post=22747"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/tags?post=22747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}