{"id":22344,"date":"2025-05-14T00:06:38","date_gmt":"2025-05-14T06:06:38","guid":{"rendered":"https:\/\/woodriverweekly.com\/?p=22344"},"modified":"2025-05-13T18:36:35","modified_gmt":"2025-05-14T00:36:35","slug":"stocks-may-be-volatile-but-home-values-arent","status":"publish","type":"post","link":"https:\/\/woodriverweekly.com\/index.php\/2025\/05\/14\/stocks-may-be-volatile-but-home-values-arent\/","title":{"rendered":"Stocks May Be Volatile, but Home Values Aren\u2019t"},"content":{"rendered":"

BY ANNA & MICHELLE<\/em><\/p>\n

With all the uncertainty in the economy, the stock market has been bouncing around more than usual. And if you\u2019ve been watching your 401(k) or investments lately, chances are you\u2019ve felt that pit in your stomach. One day it\u2019s up. The next day, it\u2019s not. And that may make you feel a little worried about your finances.<\/p>\n

But here\u2019s the thing you need to remember if you\u2019re a homeowner. According to\u00a0Investopedia<\/em>:<\/p>\n

\u201cTraditionally, stocks have been far more volatile than real estate.<\/strong>That\u2019s not to say that real estate prices aren\u2019t ever volatile\u2014the years around the 2007 to 2008 financial crisis are just one memorable example\u2014but stocks are more prone to large value swings.\u201d<\/em><\/p>\n

While your stocks or 401(k) might see a lot of highs and lows, home values are much less volatile.<\/p>\n

A Drop in the Stock Market Doesn\u2019t Mean a Crash in Home Prices<\/strong>
\nTake a look at the graph below. It\u00a0shows\u00a0what happened to home prices (the blue bars) during past stock market swings (the orange bars):<\/p>\n

\"\"<\/p>\n

Even when the stock market falls more substantially, home prices don\u2019t always come down with it.<\/strong><\/p>\n

Big home price drops like 2008 are the exception, not the rule. But everyone remembers that one. That stock market crash was caused by loose lending practices, subprime mortgages, and an oversupply of homes \u2013 a scenario that doesn\u2019t exist today. That\u2019s what made it so different.<\/p>\n

In many cases before and after that time, home values actually went up while the stock market went down, showing that real estate is generally much more stable.<\/p>\n

This\u00a0graph\u00a0shows how stock prices go up and down (the orange line), sometimes by more than 30% in a year. In contrast, home prices (the blue line) change more slowly (see graph below):<\/p>\n

\"\"<\/p>\n

Basically, stock values jump around a lot more than home prices do. You can be way up one day and way down the next. Real estate, on the other hand, isn\u2019t usually something that experiences such dramatic swings.<\/p>\n

That\u2019s why real estate can feel more stable and less risky than the stock market.<\/strong><\/p>\n

So, if you\u2019re worried after the recent ups and downs in your stock portfolio, rest assured, your home isn\u2019t likely to experience the same volatility. And that\u2019s why homeownership is generally viewed as a preferred long-term investment. Even if things feel uncertain right now, homeowners win in the long run.<\/p>\n

Bottom Line<\/strong>
\nA lot of people are feeling nervous about their finances right now. But there\u2019s one reason for you to feel more secure \u2013 your investment in something that\u2019s stood the test of time: real estate.<\/p>\n

\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

BY ANNA & MICHELLE With all the uncertainty in the economy, the stock market has been bouncing around more than usual. And if you\u2019ve been watching your 401(k) or investments lately, chances are you\u2019ve felt that pit in your stomach. One day it\u2019s up. The next day, it\u2019s not. And that may make you feel […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","_pvb_checkbox_block_on_post":false,"footnotes":""},"categories":[64,82,38],"tags":[],"class_list":{"0":"post-22344","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-better-homeowners-news","7":"category-housing","8":"category-sponsored"},"_links":{"self":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts\/22344","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/comments?post=22344"}],"version-history":[{"count":4,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts\/22344\/revisions"}],"predecessor-version":[{"id":22350,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts\/22344\/revisions\/22350"}],"wp:attachment":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/media?parent=22344"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/categories?post=22344"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/tags?post=22344"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}