{"id":21934,"date":"2025-01-22T00:57:16","date_gmt":"2025-01-22T07:57:16","guid":{"rendered":"https:\/\/woodriverweekly.com\/?p=21934"},"modified":"2025-01-22T13:01:33","modified_gmt":"2025-01-22T20:01:33","slug":"time-in-the-market-beats-timing-the-market","status":"publish","type":"post","link":"https:\/\/woodriverweekly.com\/index.php\/2025\/01\/22\/time-in-the-market-beats-timing-the-market\/","title":{"rendered":"Time in the Market Beats Timing the Market"},"content":{"rendered":"

BY ANNA & MICHELLE<\/em><\/p>\n

Trying to decide whether it makes more sense to buy a home now or wait? There\u2019s a lot to consider, from what\u2019s happening in the market to your changing needs. But generally speaking, aiming to time the market isn\u2019t a good strategy \u2013 there are too many factors at play for that to even be possible.<\/p>\n

That\u2019s why experts usually say\u00a0time in the market is better than timing the market.<\/b><\/p>\n

In other words, if you want to buy a home and you\u2019re able to make the numbers work, doing it sooner rather than later is usually worth it.\u00a0Bankrate\u00a0explains why:<\/p>\n

\u201cNo matter which way the real estate market is leaning, though, buying now means you can start building equity immediately.\u201d\u00a0<\/em><\/p>\n

Here\u2019s some data to break this down so you can really see the benefit of buying now versus later \u2013 if you\u2019re able to. Each quarter,\u00a0Fannie Mae\u00a0releases the\u00a0Home Price Expectations Survey. It asks over one hundred economists, real estate experts, and investment and market strategists what they forecast for home prices over the next five years. In the latest release, experts are projecting\u00a0home prices\u00a0will continue to rise through at least 2029 \u2013 just at a slower, more normal pace than they did over the past few years (see the graph below):<\/p>\n

\"\"<\/p>\n

But what does that really mean for you? To give these numbers context, the graph below uses a typical home value to show how it could appreciate over the next few years using those HPES projections (see graph below).<\/p>\n

\"\"<\/p>\n

This is what you could start to earn in equity if you buy a home in early 2025.<\/p>\n

In this example, let\u2019s say you go ahead and buy a $400,000 home this January. Based on the expert forecasts from the HPES, you could gain more than $83,000 in household wealth over the next five years. That\u2019s not a small number.\u00a0If you keep on renting, you\u2019re losing out on this equity gain.<\/p>\n

And while today\u2019s market has its fair share of challenges, this is why buying is going to be worth it in the long run. If you want to buy a home, don\u2019t give up. There are creative ways we can make your purchase possible. From looking at\u00a0more affordable\u00a0areas, to considering condos or townhomes, or even checking out\u00a0down payment\u00a0assistance programs, there are options to help you make it happen.<\/p>\n

So sure, you could wait. But if you\u2019re just waiting it out to perfectly time the market, this is what you\u2019re missing out on. And that decision is up to you.<\/p>\n

The Takeaway<\/b><\/p>\n

If you\u2019re torn between buying now or waiting, don\u2019t forget that it\u2019s time in the market, not timing the market, that truly matters. Let\u2019s connect if you want to talk about what you need to do to get the process started today.<\/p>\n

\"\"<\/p>\n","protected":false},"excerpt":{"rendered":"

BY ANNA & MICHELLE Trying to decide whether it makes more sense to buy a home now or wait? There\u2019s a lot to consider, from what\u2019s happening in the market to your changing needs. But generally speaking, aiming to time the market isn\u2019t a good strategy \u2013 there are too many factors at play for […]<\/p>\n","protected":false},"author":1,"featured_media":21937,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","_pvb_checkbox_block_on_post":false,"footnotes":""},"categories":[64,82,38],"tags":[],"class_list":{"0":"post-21934","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-better-homeowners-news","8":"category-housing","9":"category-sponsored"},"_links":{"self":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts\/21934","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/comments?post=21934"}],"version-history":[{"count":1,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts\/21934\/revisions"}],"predecessor-version":[{"id":21938,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts\/21934\/revisions\/21938"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/media\/21937"}],"wp:attachment":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/media?parent=21934"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/categories?post=21934"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/tags?post=21934"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}