{"id":16273,"date":"2021-06-30T00:41:29","date_gmt":"2021-06-30T00:41:29","guid":{"rendered":"https:\/\/woodriverweekly.com\/?p=16273"},"modified":"2021-06-29T19:43:43","modified_gmt":"2021-06-29T19:43:43","slug":"16273","status":"publish","type":"post","link":"https:\/\/woodriverweekly.com\/index.php\/2021\/06\/30\/16273\/","title":{"rendered":"Are You Covered?"},"content":{"rendered":"<p class=\"p1\"><em>BY ANNA &amp; MICHELLE\u00a0<\/em><\/p>\n<p class=\"p2\">A home warranty is a service contract that protects your home\u2019s appliances and some systems from repairs or possible replacements.\u00a0A convenient benefit of a home warranty is that when you report an item, they will assign a service provider to evaluate whether it should be repaired or replaced without the owner having to act like a middleman.<\/p>\n<p class=\"p4\">Homeowner\u2019s insurance is required by most mortgage lenders when there is an outstanding loan.\u00a0This coverage protects the structure and the dwelling and the homeowner\u2019s personal property from named occurrences like theft, natural disaster or accident.\u00a0Homeowner\u2019s insurance does not cover the systems and appliances for repairs or replacements due to normal wear.<\/p>\n<p class=\"p4\">The fees for home warranties can vary based on deductibles and how much of the risk the homeowner is willing to accept.<\/p>\n<p class=\"p4\">Additional items can be included in the standard coverage to include pool, spa, additional refrigerators, septic tanks, and other items.\u00a0There may also be some named items that are not covered that could include sprinkler systems, window air conditioning units or other specific items.<\/p>\n<p class=\"p4\">Contracts usually are for a one-year period, may have a waiting period, and usually will not include preexisting conditions.\u00a0The premium or fee is paid in advance.<\/p>\n<p class=\"p4\">Many homeowners learned about this type of service when they bought a home.\u00a0It was provided by the seller and probably gave some element of peace of mind.\u00a0Home warranties can be purchased even when the home is not being sold and by the current owner.\u00a0Even rental property owners are using this type of coverage to manage the repairs and replacement expenses.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-13771\" src=\"https:\/\/woodriverweekly.com\/wp-content\/uploads\/2020\/07\/anna-matthieu-copy-1.png\" alt=\"\" width=\"665\" height=\"151\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BY ANNA &amp; MICHELLE\u00a0 A home warranty is a service contract that protects your home\u2019s appliances and some systems from repairs or possible replacements.\u00a0A convenient benefit of a home warranty is that when you report an item, they will assign a service provider to evaluate whether it should be repaired or replaced without the owner [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":16274,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","_pvb_checkbox_block_on_post":false,"footnotes":""},"categories":[64,38],"tags":[],"class_list":["post-16273","post","type-post","status-publish","format-standard","has-post-thumbnail","category-better-homeowners-news","category-sponsored"],"_links":{"self":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts\/16273","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/comments?post=16273"}],"version-history":[{"count":2,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts\/16273\/revisions"}],"predecessor-version":[{"id":16277,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/posts\/16273\/revisions\/16277"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/media\/16274"}],"wp:attachment":[{"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/media?parent=16273"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/categories?post=16273"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/woodriverweekly.com\/index.php\/wp-json\/wp\/v2\/tags?post=16273"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}